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5 Years
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Capital Guarantee

Your amount is 100% Guaranteed and will be returned on Maturity

12 Lac Life Cover

Inbuilt cover

Tax Savings **

Under Section 80C And Sec 10(10 D)

**Tax benefits are subject to change in tax laws

^ You can cancel the policy within 30 days of buying and get an easy refund for your policy. However for cancellation requests within 30 days of issuance of the policy, the expenses incurred by the company on medical examination and stamp duty charges shall be deducted .

The Returns in ULIP plans are subject to market risk and are not guaranteed. The investment risk in the policy is borne by the policyholder. The actual returns can vary depending on the performance of the chosen fund, charges towards mortality, allocation, policy admin, cost of riders, etc. The 4% and 8% illustration is neither the minimum or maximum limit that you may get as a policyholder.

Fund Options

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Performance
Returns () of this plan is calculated based upon funds performance after deducting the product's cost.
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  • Plan Benefits
  • Fund Performance
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    Benefits
  • Investment
    Strategy
  • Benefit
    Timeline
  • Investment
    Criteria
Capital Guarantee
Capital Guarantee
Your invested amount is 100% guaranteed and will be returned at maturity.
Market upside
Return of Policy Administration charges
Policy Administration Charges deducted during the policy term are added back to your policy.
Maturity Booster
Maturity Booster
Extra units will be added equal to a percentage of the average Fund Value over the last eight policy quarters at the time of maturity.
In-built life cover
In-built life cover
6 lacs of life cover throughout the policy duration.
Partial Withdrawals
Partial Withdrawals
You can withdraw anytime after 5 policy years as long as the total amount of partial withdrawals in a year does not exceed 20% of the Fund Value of market linked plan in a policy year.
Unlimited Free Switches
Unlimited Free Switches
Flexibility to transfer your money between different funds to maximize your returns of market linked plan.
Tax Benefits
Tax Benefits
You get tax benefits under Section 80(C) and no tax on returns under Section 10 (10D).
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You are Investing For?
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Yourself
You are buying the plan for yourself and will be paying the premium
Someone Else
You are buying the plan for loved ones and you will be paying the premium
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Health Declaration

I confirm that I have not suffered/ suffering from or been advised to undergo regular medical consultation/ investigations or treatment or hospitalization for any of the following?

  1. Hypertension / High BP / high cholesterol
  2. Chest Pain / Heart Attack / any other heart disease or problem
  3. Undergone angioplasty, bypass surgery, heart surgery
  4. Cancer, Tumor, Growth or Cyst of any kind
  5. Psychiatric or mental disorders
  6. Diabetes / High Blood Sugar / Sugar in Urine
  7. Asthma, Tuberculosis or any other respiratory disorder
  8. Nervous disorders/stroke / paralysis / epilepsy
  9. HIV infection / AIDS or positive test for HIV
  10. Any Gastro Intestinal disorders like Pancreatitis, Colitis etc.
  11. Liver disorders / Jaundice/Hepatitis B or C
  12. Genitourinary disorders related to kidney, prostate, urinary system.
  13. Any blood disorders like Anaemeia, Thalassemia etc
  14. Any congenital defect / abnormality / physical deformity / handicap
  15. Any other disorder not mentioned above
I have read the declaration
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Wellness Benefits